The Efficacy of Mandated Insurance Coverage for AIDS

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dc.contributor.authorNielson, Normaeng
dc.contributor.authorPowers, Markeng
dc.contributor.authorRalston, Augusteng
dc.date.accessioned2010-12-15T17:15:26Z
dc.date.available2010-12-15T17:15:26Z
dc.date.issued1989-06
dc.descriptionArticle deposited with permission granted from the publisher Dec. 3, 2010.eng
dc.description.abstractAt least 16,000 Americans have AIDS, and the Centers for Disease Control of the United States Public Health Service estimate that as many as 1.5 million Americans may be infected with Human Immunodeficiency Virus ("HIV"). As public awareness of AIDS and its associated costs grows, the likelihood increases that insurance regulators and state legislatures will face calls to prohibit insurers from denying or restricting insurance coverage for AIDS victims. This article explores the various forms such a mandate might take, the practicality of mandated AIDS coverage, and the specific provisions of medical expense plans which play the most significant role in determining coverage for AIDS patients. The analysis concludes that, for a variety of reasons, legislation amending state insurance statutes to require coverage for AIDS would probably prove an ineffective mechanism to achieve laudable social objectives.eng
dc.description.refereedYeseng
dc.identifier.citationNielson, Norma L., M. Powers and A. Ralston. "The Efficacy of Mandated Insurance Coverage for AIDS." Journal of Insurance Regulation. Volume 7, No. 4. (June, 1989) pp.438-456.eng
dc.identifier.doihttp://dx.doi.org/10.11575/PRISM/34024
dc.identifier.issn0736-248X
dc.identifier.urihttp://hdl.handle.net/1880/48313
dc.language.isoengeng
dc.publisherNational Association of Insurance Commissionerseng
dc.publisher.corporateUniversity of Calgaryeng
dc.publisher.facultyHaskayne School of Businesseng
dc.publisher.urlhttp://www.naic.org/eng
dc.subjectINSURANCE laweng
dc.subjectMEDICAL careeng
dc.subject.otherAIDS (Disease) -- Patientseng
dc.subject.otherHIV (Viruses)eng
dc.titleThe Efficacy of Mandated Insurance Coverage for AIDSeng
dc.typejournal article
thesis.degree.disciplineRisk Management & Insuranceeng
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