Estimating demand for private health insurance: lessons for Alberta

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dc.contributor.advisorEmery, J. C. Herbert
dc.contributor.authorGerrits, Kevin Patrick
dc.date.accessioned2005-08-16T16:59:19Z
dc.date.available2005-08-16T16:59:19Z
dc.date.issued2005
dc.descriptionBibliography: p. 42-47en
dc.description.abstractUsing a panel of Australian data and OLS regression, I estimate a 28.5 percent level of demand for private health insurance in Alberta and present a theoretical model of utility analysis to describe the requisite conditions for a successful private health market. My analysis indicates the demand for private health insurance in Alberta would be price and income inelastic; limiting government's ability to affect health insurance purchase decisions. Moreover, a quality gap would have to exist between private and public health goods for a private health market to be successful. The modeled annual private health insurance premium of $826, applicable to the 28.5 percent demand estimate, would not cover costs, requiring significant government subsidization. My conclusion is caution must be exercised before any steps are made towards a private health care market in Alberta as demand may not be sufficient to support a self-financing private health market.
dc.format.extentviii, 64 leaves ; 30 cm.en
dc.identifier.citationGerrits, K. P. (2005). Estimating demand for private health insurance: lessons for Alberta (Master's thesis, University of Calgary, Calgary, Canada). Retrieved from https://prism.ucalgary.ca. doi:10.11575/PRISM/24334en_US
dc.identifier.doihttp://dx.doi.org/10.11575/PRISM/24334
dc.identifier.urihttp://hdl.handle.net/1880/41532
dc.language.isoeng
dc.publisher.institutionUniversity of Calgaryen
dc.publisher.placeCalgaryen
dc.rightsUniversity of Calgary graduate students retain copyright ownership and moral rights for their thesis. You may use this material in any way that is permitted by the Copyright Act or through licensing that has been assigned to the document. For uses that are not allowable under copyright legislation or licensing, you are required to seek permission.
dc.titleEstimating demand for private health insurance: lessons for Alberta
dc.typemaster thesis
thesis.degree.disciplineEconomics
thesis.degree.grantorUniversity of Calgary
thesis.degree.nameMaster of Arts (MA)
ucalgary.item.requestcopytrue
ucalgary.thesis.accessionTheses Collection 58.002:Box 1573 520492090
ucalgary.thesis.notesUARCen
ucalgary.thesis.uarcreleaseyen
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